If your Extras cover includes hearing aids, you may be able to claim part of the cost of your TellyHear hearing aids. We’ll provide the documentation you need and help make the process as straightforward as possible.
Hearing aids are claimed through the Extras (general treatment) part of your cover, not your hospital policy. Published benefits across the 11 funds below range from $700 to $1,800. Percentage based policies usually pay 60% to 80% of the cost, up to the cap. Most require a 12 month waiting period and allow a new claim every three years.
Our hearing aids at TellyHear cost between $1,690 and $4,300. Even the highest Extras benefit typically covers only part of a single device, rarely the full price and almost never a pair. The exact amount you receive depends on your particular fund, your level of cover, your membership history and any limits you have already used. This means you will usually need to budget for some out-of-pocket expense.
Below, you can use the directory to look up your fund. Simply type its name into the search box to jump directly to its entry, or filter the list by open funds (anyone in Australia can join) and restricted or member based funds. Each fund’s listing summarises the published benefit amount, waiting period and how often you can claim. Please confirm your exact entitlement with your fund before you buy, as individual policy details can vary.
TellyHear already offers transparent pricing across leading hearing aid brands. If your policy includes a hearing aid benefit, your eligible rebate may further reduce what you ultimately pay.
The amount you can claim varies significantly between health funds and levels of Extras cover: some eligible policies contribute a few hundred dollars, while higher levels may provide $1,000 or more. These figures are a general guide only, so confirm your available benefit directly with your health fund before purchasing.
Private health benefits vary by policy, membership type, state, years of membership, previous claims, available limits and provider requirements. The information below is a general guide based on representative published policies and is not a guarantee of what your fund will pay. Please confirm your current hearing aid benefit directly with your health fund before purchasing.
Information checked August 2026.
Medibank publishes a hearing aid benefit of Up to $1,200 on the Extras cover shown below. Confirm your current entitlement with Medibank before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| Top Extras 90 | Up to $1,200 Up to 100% of the charge within the applicable limit | 36 months | 1 hearing aid appliance every 5 years |
Bupa publishes a hearing aid benefit of Up to 80% back, $1,200 limit on the Extras cover shown below. Confirm your current entitlement with Bupa before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| Top Extras Boost | Up to $1,200 80% of charge | 12 months | 1 hearing aid service every 3 years |
| Top Extras | Up to $1,000 70% of charge | 12 months | 1 hearing aid service every 3 years |
HCF publishes a hearing aid benefit of Up to $1,800 with membership loyalty on the Extras cover shown below. Confirm your current entitlement with HCF before purchasing.
Top Extras / Vital Extras (membership loyalty)
| Membership | Top Extras | Vital Extras |
|---|---|---|
| Under 1 year | $0 | $0 |
| Up to 5 years | $800 | $600 |
| 6–9 years | $1,100 | $800 |
| 10–14 years | $1,400 | $1,000 |
| 15–19 years | $1,800 | $1,200 |
| 20+ years | $1,800 | $1,600 |
HBF publishes a hearing aid benefit of Up to $700 on the Extras cover shown below. Confirm your current entitlement with HBF before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| Top 70 | $700 Up to 100% of charge within the applicable limit | 12 months | Every 3 calendar years |
nib publishes a hearing aid benefit of 75% back, up to $1,200 on the Extras cover shown below. Confirm your current entitlement with nib before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| Top Extras | Up to $1,200 75% of charge | 36 months | 2 hearing aid appliances every 5 years |
The published $1,200 limit is combined with certain other eligible services under this representative product.
ahm publishes a hearing aid benefit of Up to $1,600 for 2 hearing aids on the Extras cover shown below. Confirm your current entitlement with ahm before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| Super Extras | Up to $1,600 Maximum $800 per hearing aid | 12 months | 2 hearing aid appliances every 3 years |
A separate audiology benefit of up to $300 is published on the representative Super Extras policy. Published audiology examples: initial visit $32, subsequent visit $25.
Australian Unity publishes a hearing aid benefit of Up to 80% back, $1,000 limit on the Extras cover shown below. Confirm your current entitlement with Australian Unity before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| Top Extras | Up to $1,000 per person Up to 80% of the cost per eligible item | 12 months (2 months for repairs) | Each hearing aid item payable every 3 years |
The three-year restriction does not apply to repairs. A separate audiology benefit may also apply.
GMHBA publishes a hearing aid benefit of 60% back, subject to a shared $1,500 annual limit on the Extras cover shown below. Confirm your current entitlement with GMHBA before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| SmartCare Complete Extras | 60% back, within a shared $1,500 annual limit 60% of charge | 12 months | Annual combined limit |
The $1,500 limit is shared across multiple covered Extras services and is not reserved exclusively for hearing aids.
Teachers Health publishes a hearing aid benefit of Up to $1,800 for a pair with membership tenure on the Extras cover shown below. Confirm your current entitlement with Teachers Health before purchasing.
Top Extras
| Membership | Single | Pair |
|---|---|---|
| Years 1–5 | $600 | $1,200 |
| Years 5+ | $900 | $1,800 |
Who can join Teachers HealthEducation community members who meet Teachers Health eligibility requirements, including relevant current or former union members and eligible family members.
Increasing limits are based on continuous membership of Teachers Health Top Extras.
Defence Health publishes a hearing aid benefit of Up to $1,500 within a combined health-appliances limit on the Extras cover shown below. Confirm your current entitlement with Defence Health before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| Premier Extras | $1,500 | 12 months | Benefit limit resets under the fund's applicable Extras rules. Confirm current availability with Defence Health. |
Who can join Defence HealthAvailable to eligible serving or former ADF members, the Defence community and eligible family members.
The $1,500 hearing-aid benefit sits within a combined limit covering hearing aids, blood glucose monitors, orthotics and other health appliances. Sub-limits apply. Published maximum hearing aid example: $1,500.
CBHS Health Fund publishes a hearing aid benefit of Up to $1,600 on the Extras cover shown below. Confirm your current entitlement with CBHS Health Fund before purchasing.
| Cover | Hearing aid benefit | Waiting period | Claim / replacement |
|---|---|---|---|
| Top Extras | Up to $1,600 Up to 100% of charge within the applicable hearing-aid benefit | 12 months | Hearing aid benefit in any 3 years |
Who can join CBHS Health FundAvailable to eligible people connected with the Commonwealth Bank Group and a broad range of eligible family members and related connections.
Additional audiology benefit up to $360. Published audiology examples: initial $60, subsequent $60.
No funds match your search. See the note below, or contact us and we’ll help identify your fund.
If your health fund is not listed here, you may still have cover. There are a number of smaller Australian funds, and some brands operate under another registered insurer, so your policy could be issued under a different name. Many Extras policies include a hearing aid benefit even when the fund does not appear in our directory.
We can help you work out what hearing aid benefit may be available under your cover. TellyHear supplies the itemised tax invoice and receipt you need to lodge a claim with any Australian health fund.
Private health policies can be difficult to compare. If you’re unsure what information to ask your health fund for, the TellyHear team can point you in the right direction and make sure you have the documentation needed after purchasing.
Benefits across the funds we list range from $700 to $1,800, but the claim process is often simpler than you think. We supply the itemised tax invoice and receipt you need, and many funds let you submit everything online or through their app.
Claim your rebate through Australia's leading health funds
Funds set their hearing aid benefit one of two ways. A fixed limit pays up to a dollar figure regardless of what you spend: Medibank publishes up to $1,200, HBF up to $700, CBHS Health Fund up to $1,600. A percentage benefit pays a share of the invoice up to a cap: Bupa up to 80% within a $1,200 limit, nib 75% up to $1,200, GMHBA 60% within a shared $1,500 annual limit. The percentage matters as much as the cap, because an 80% benefit on a $1,000 hearing aid pays $800, not the full $1,200 limit.
Two further structures change the number materially. Loyalty tiers raise the benefit the longer you hold cover: HCF publishes up to $1,800 with membership loyalty, Teachers Health up to $1,800 for a pair with membership tenure. Combined limits pool hearing aids with other appliances: Defence Health's $1,500 sits inside a limit shared with blood glucose monitors and orthotics, so a recent claim on another appliance reduces what is left for hearing aids.
Published policy documents describe the product, not your membership. Your fund's call centre can confirm all four of these against your membership number in a single phone call, and the answers are what determine your actual out-of-pocket cost.
Buying online does not change how you claim. Your fund reimburses you against an itemised tax invoice, so the process runs in three steps: confirm your available benefit with your fund, choose your hearing aids with Lachlan Smith, our Senior Clinical Audiologist, then submit the paperwork we send after purchase. That documentation lists the device, the manufacturer's item details and the amount paid, the detail funds ask for when assessing a hearing aid claim.
Two points worth knowing before you claim. Benefits are paid as a reimbursement, so you pay in full at purchase and claim afterwards. And a fund's hearing aid benefit is separate from the Australian Government Hearing Services Program. If you are eligible for that, you generally cannot claim the same device through both.
Every figure above is drawn from the published policy information in the fund directory and was checked in August 2026. Benefits change, and yours depends on your policy, membership type, state, years of membership and previous claims. Confirm your entitlement with your fund before purchasing.
How Extras cover, benefits and claiming work with TellyHear.
Some Extras policies include benefits towards hearing aids. Coverage depends on your insurer and level of cover, so check your individual policy before purchasing.
There is no single rebate amount. Your benefit can depend on your health fund, policy, membership history and previous hearing aid claims.
They can. Ask your health fund whether a waiting period applies to hearing aid benefits under your current cover.
This varies between policies. Some hearing aid benefits only become available again after several years, so confirm your next eligible claim date with your fund.
Contact your health fund using your membership details and ask them to confirm your current hearing aid benefit. Your insurer is the authoritative source for your individual entitlement.
Yes. TellyHear will provide the relevant purchase documentation needed to support your claim. The final amount reimbursed remains subject to your health fund’s rules and your individual policy.
Our team can help you understand what to ask your health fund and find a hearing aid that suits your needs and budget.
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